Payabbhi Account is the first step in your journey with the Payabbhi platform. To begin, please sign-up for your Payabbhi account from our Portal.

Managing Your Account

This section outlines various aspects of managing the Payabbhi account.

Live and Test modes

Payabbhi platform operates in two modes for each account: live and test.

Live mode is for live transactions where payments and related operations like capture, refund etc. are processed by Banks or PSPs and hence result in actual movement of money.

In test mode, payments and related operations are short-circuited and do not reach Banks or PSPs. Hence, no movement of money takes place.

API keys

Your Payabbhi account provides separate sets of test and live mode API keys .

API keys refer to access_id and secret_key. These are typically needed to invoke an API.

Access ID

Access ID refers to a publishable key which identifies a Payabbhi Account. It is alright to publish this is in a location which is publicly accessible (e.g. in your front-end HTML mark-up or JavaScript code which integrates with Web Checkout or in an Android or iPhone app which integrates with Mobile Checkout).

Secret Key

The Secret Key determines the privileges associated with a Payabbhi Account. It may be considered similar to a password in this respect. The Secret Key should therefore be kept confidential. It should never be shared in client-side code or any other location where it becomes publicly accessible.

Account Activation Process

You can interact with Payabbhi Platform only in test mode after a successful sign-up. For enabling live mode , you need to complete the Account Activation process.

Go to Portal > My Account. Our Activation wizard is designed to help you provide the necessary business information and upload the relevant documents quickly and efficiently. Once the Activation Request is submitted, we will get you up and running in no time.

For more details, refer to Account Activation FAQ.

Go Live

Once live mode is enabled for your account, all that is needed is to replace Test API keys with Live API keys in your code.

Now you should be ready to process live transactions.

Go Live Checklist

  • It is recommended to perform at least one transaction each for the Payment Instruments - Credit card, Debit card, Net-banking (major Banks), Wallets, UPI - using your live keys, before enabling payments acceptance from your customers on your website/app.

  • Ensure that Payabbhi Checkout reflects your brand logo and colour as configured in Portal > Settings > Business Logo & Theme Color. (For programmatic configuration, refer to Checkout > Config options > image & theme.color.)