PAYABBHI will only collect your personal data if you voluntarily share it with us, for example via our website, by email, or by telephone. In order to use our service you may be required to produce or enter your last name, first name, address, telephone number, and email address. To accept payments with PAYABBHI, you must also specify your bank account information. We additionally require more information about yourself and your company if you want to use our service in its entirety. For tests only a valid email address and a password are required. Under some circumstances we may also ask you certain security questions (e.g. regarding your place of birth or mother’s maiden name).Once you have set up such security question, in case of situations where you are not able to recollect or lost the login and password details or if you chose to alter/change any or both of them, the system will generate a security link and send it to the registered email id only upon you answering the security question set up as above. We need this information to process transactions, assign new passwords, to carry out checks in protecting you from credit card and bank account fraud if you have forgotten your current password, and to connect you with the administration of your account or of our services.
If you use our service, in relation to the transaction we will request to store your information, including the amount of the transaction, type of transaction (sale, selling a service) and email address, address of the customer, IP address, token and customer telephone number. We collect the IP address and other information about your computer, or the device that you use to access your user account, in order to monitor your account in relation to unauthorized access.
If we cannot verify the information you have provided, or if we need additional information regarding your company, we will ask you to send additional information by fax, scan, or post (such as disclosure of all shareholders, excerpt from the commercial register not older than 3 months, credit card statement, or other information that places you in connection with the appropriate address), or we will perform a postal identity check. PAYABBHI reserves the right under some circumstances to make an onsite visit to your company.
If you agree that we may use and store your personal information for the following purposes:
PAYABBHI does not sell or rent any personal information to third parties for their marketing purposes. Disclosure takes place solely for the purposes described in this policy. You expressly agree, and indicate to PAYABBHI, that the following measures will be taken:
You can check the personal data you have provided at any time, and may change this data for your PAYABBHI account only via a written statement. You may also close your account only via a written statement. If you cancel your account, your details will not be used for other purposes, sold, or given to third parties, unless we are legally obliged to do.
PAYABBHI is a service that is only successful due to trust in our company, in you and vice versa. Thus the protection of your personal data is a very important and special concern for us.
PAYABBHI handles the data you provide carefully and conscientiously. Collection, processing, and use of your data only proceeds in the context of the legal provisions, or in the case of your explicit consent. Your personal data and the personal data of others that you provide us with, will not be sold, rented, or disclosed to third parties for other commercial reasons, such as for marketing purposes. Personal data consists of individual details about your personal or factual circumstances. Insofar as personal data regarding a person or transaction is transmitted to PAYABBHI, it will only be used for processing contracts paid via PAYABBHI.
Our own standard is that our measures are always above the industry standard (‘best practice’). To this end we require that anyone who may come in contact with your personal data, commit to maintaining data confidentiality. These obligations also remain in force after termination of activities with PAYABBHI.