Privacy Policy

1. General

By agreeing to this privacy policy you agree specifically that PAYABBHI.COM (hereinafter called PAYABBHI) can collect, process, and use your data and personal information in accordance with the present privacy policy. This privacy policy describes how we collect and use this information. PAYABBHI will use your information in strict compliance with data protection regulations, in particular the provisions of Rule 4(1) of the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011. Under no circumstances will we sell or rent your personal information to third parties, for their marketing purposes, or for any or other purposes. If you do not agree with the terms of the privacy policy, please do not register as a customer and do not use this service. By agreeing to the present privacy policy, you accept the collection, processing, and use of your personal information and data in the manner described here.

1.1. Changes to the data privacy policy

This privacy policy may be revised in the course of time, if new features are added, or if proposals/suggestions from our PAYABBHI users are implemented. We reserve the right to change this privacy policy at any time, and to place the revised version on our website. The revised version becomes effective upon expiration of a period of 30 days after it has been changed on the website. It will be assumed that you have agreed to all changes to the privacy policy if you continue to use the services after this period. If you do not agree to the provisions of the privacy policy, you can cancel your account at any time.

Some sections of our website contain links to the websites of third parties. These pages are subject to their own privacy policies. PAYABBHI is not responsible for their operation, including data handling. Users who send information to or via such third-party sites, should check the privacy policies of these sites before they share information with them. By using our Services through the Sites, you signify your assent to this Privacy Policy and consent to the processing of your Personal Information. If you do not agree with this Privacy Policy please refrain from using our Services in any manner. By using the Site and/or the services offered by us, you agree to be bound by this Privacy Policy and all rules, guidelines and/or policies, as may be modified by us from time to time, unconditionally and at all times, and further agree and confirm that you consent to providing PAYABBHI with your personal information for the purpose set out below and you understand that such collection, storage and handling is lawful, necessary and permissible under the applicable laws.

2. Data Collection, Processing and Use

2.1. Required Information

PAYABBHI will only collect your personal data if you voluntarily share it with us, for example via our website, by email, or by telephone. In order to use our service you may be required to produce or enter your last name, first name, address, telephone number, and email address. To accept payments with PAYABBHI, you must also specify your bank account information. We additionally require more information about yourself and your company if you want to use our service in its entirety. For tests only a valid email address and a password are required. Under some circumstances we may also ask you certain security questions (e.g. regarding your place of birth or mother’s maiden name).Once you have set up such security question, in case of situations where you are not able to recollect or lost the login and password details or if you chose to alter/change any or both of them, the system will generate a security link and send it to the registered email id only upon you answering the security question set up as above. We need this information to process transactions, assign new passwords, to carry out checks in protecting you from credit card and bank account fraud if you have forgotten your current password, and to connect you with the administration of your account or of our services.

2.2. Transaction Information

If you use our service, in relation to the transaction we will request to store your information, including the amount of the transaction, type of transaction (sale, selling a service) and email address, address of the customer, IP address, token and customer telephone number. We collect the IP address and other information about your computer, or the device that you use to access your user account, in order to monitor your account in relation to unauthorized access.

2.3. Additional verification

If we cannot verify the information you have provided, or if we need additional information regarding your company, we will ask you to send additional information by fax, scan, or post (such as disclosure of all shareholders, excerpt from the commercial register not older than 3 months, credit card statement, or other information that places you in connection with the appropriate address), or we will perform a postal identity check. PAYABBHI reserves the right under some circumstances to make an onsite visit to your company.

2.4. Correspondence with Customer service

You send us correspondence, including emails and faxes, they will be stored in your account. We also save the entire customer service correspondence and other correspondence from PAYABBHI addressed to you. We store this data to document our customer relationships, to evaluate and improve our customer service, and to investigate potential fraud or violations of our terms of use. The data will of course be deleted or blocked in accordance with applicable legislation.

3. Use and disclosure of information

If you agree that we may use and store your personal information for the following purposes:

3.1. Internal use

3.2. Disclosure of customer information via service providers

Please be advised that service providers from whom you purchase and with whom you concluded a contract, may have their own privacy policies, and that PAYABBHI is not liable for their application and manner of operation. Under some circumstances within the Privacy Policy your information may be accessed by additional third parties. Therefore, please check whether you are in agreement with the respective dealer or third party’s privacy policy.

3.3. Disclosure of data to third parties

PAYABBHI does not sell or rent any personal information to third parties for their marketing purposes. Disclosure takes place solely for the purposes described in this policy. You expressly agree, and indicate to PAYABBHI, that the following measures will be taken:

3.4. Service Providers Disclosure for operational purpose:

4. Data Security

5. Accessing and Changing your Personal Information

You can check the personal data you have provided at any time, and may change this data for your PAYABBHI account only via a written statement. You may also close your account only via a written statement. If you cancel your account, your details will not be used for other purposes, sold, or given to third parties, unless we are legally obliged to do.

6. Protection of Customer Data

PAYABBHI is a service that is only successful due to trust in our company, in you and vice versa. Thus the protection of your personal data is a very important and special concern for us.

6.1. Basic principle: trustworthy handling of your data

PAYABBHI handles the data you provide carefully and conscientiously. Collection, processing, and use of your data only proceeds in the context of the legal provisions, or in the case of your explicit consent. Your personal data and the personal data of others that you provide us with, will not be sold, rented, or disclosed to third parties for other commercial reasons, such as for marketing purposes. Personal data consists of individual details about your personal or factual circumstances. Insofar as personal data regarding a person or transaction is transmitted to PAYABBHI, it will only be used for processing contracts paid via PAYABBHI.

6.2. Technical, organizational data protection

Our own standard is that our measures are always above the industry standard (‘best practice’). To this end we require that anyone who may come in contact with your personal data, commit to maintaining data confidentiality. These obligations also remain in force after termination of activities with PAYABBHI.

7. Cookies, Website Tracking

To make visiting our website attractive and to establish the use of certain functions for you, we use so-called ‘cookies’ on some pages of our website. These involve small text files that are stored locally in the cache of your computer’s Internet browser. Cookies enable the recognition of the Internet browser upon your next visit to our website, making our offer more user-friendly, more effective, and also more secure. By using PAYABBHI you agree to our use of cookies. However, you have the option of setting your browser to reject cookies or to display them in advance. However, if you reject cookies or similar technologies you may not be able to use certain web page offers, services, applications, or features. In addition, you can delete cookies on your system at any time. Please use the help integrated into your browser for more information on this topic. The Site could use log file including internet protocol addresses, browser type, internet service provider, referring/exit pages, platform type, date/ time stamp, and number of clicks to analyze trends, administer the Site, track user movement and gather broad demographic information for aggregate use. These are not linked to information identifiable personally.

8. Contact for Privacy Policy

If you have questions regarding the collection, processing or use of your personal data, the correction, blocking or deletion of data, as well as the revocation of granted consent, please contact: We will gladly answer any questions regarding our privacy policy: