Payment link is a way to request your customers for payment, who are paying for your goods and services outside of your traditional online store purchase. It is a securely generated web address, clicking on which will take the customer to a page having details of the amount due and the various methods supported to make the payment.
Payment links can be used to collect majority of your payments or you may even use it occasionally.
If you are a B2C merchant not having a website or access to a card swipe machine, you can simply email or sms the payment link with the amount details to your customer.
You can generate a payment link, preset details of the amount due, payment due date and various other customisable information and send it across to your customer.
Create a payment link via Create Payment Link API.
The payment link status is automatically set to Issued.
$ curl -u access_id:secret_key \ https://payabbhi.com/api/v1/payment_links \ -d customer_id=cust_2WmsQoSRZMWWkcZg \ -d receipt_no=RCPT_45623123 \ -d amount=100 \ -d currency=INR \ -d description="COD Collection" \ -d notes[mode]=test \ -d customer_notification_by=merchant
Go to Portal > Payment Links > Add Payment Link and follow the steps as mentioned below:
Notify By, by which the customer should be notified about the payment link.
Issue Date is automatically generated as the payment link creation timestamp while creating a payment link in Payabbhi.
You can share the Payment Link with the customer via the following methods:
Email to customer’s Email ID
SMS to customer’s contact number
Both of the above options
This can be enabled while creating the payment link via API and Merchant Portal both.
$ curl -u access_id:secret_key \ https://payabbhi.com/api/v1/payment_links \ -d customer_id=cust_2WmsQoSRZMWWkcZg \ -d receipt_no=RCPT_45623123 \ -d amount=100 \ -d currency=INR \ -d description="COD Collection" \ -d notify_by="email" \ -d notes[mode]=test \ -d customer_notification_by=platform
You can even copy the payment link and share it via any social media like facebook and whatsapp.
The hosted payment link contains the
Payabbhi Checkout. The Checkout that is presented to the customer for making the payment is branded with your logo and colors as per Merchant-branded customization.
Payabbhi Payment Gateway supports a wide range of payment methods including Credit & Debit Cards, UPI, Netbanking, Wallet etc. You can even customize the payment methods available in the checkout as per your business requirement.
Refer to Payabbhi Payment Gateway for more details.
Payabbhi allows you to manage your payment links easily on the go. Just access your account either programmatically via API or via Portal > Payment Links.
Payment link search and filter operations are available via Portal > Payment Links as well as via API.
Business Benefit: This may help you in answering customer queries or getting insights for your business operation functions.
Payment Link Search
You may search payment links by any of the following parameters :
Payment link Filter
You may filter payment links based on a particular criterion and view them together. A filter criterion can be formed on basis of the following business parameters.
Payment Link Detail
When you select a particular payment link in Portal > Payment Links, you’ll be able to see the payment link details screen. Payment Link details screen displays an overview of the payment link with available actions.
You may check how many payment attempts have been made for this payment link. Even copy and share the payment link with your customers via email, sms and social media.
In case your customer has requested for resending the link, it is easily possible via Portal > Payment Links.
Steps for resending from the Merchant Portal :
Resend option is available when a payment link is in
payment attempted state.
You may avail the daily and monthly
Payment Link Report for your reconciliation purpose. These reports are available in Portal > Reports section.
Payabbhi takes care of issuing, sharing via email/sms and attempting to collect payment via the automatic link-management workflow.
Lifecycle of a payment link is described in the table below:
||Payment Link is generated and sent to the customer.|
||An attempt was made to pay through the payment link.|
||Payment via Payment Link is complete.|
||Payment Link has expired. Payment hasn’t between done by the customer within the due date set at the time of creation of Payment Link|
||Payment Link has been cancelled by the Merchant|
Payabbhi takes care of your branding by enabling customization of the payment link, notification email that you send to your customers and hosted payment page. You just need to ensure that your
business display name and
theme colour are configured in Portal > Settings > Business Logo & Theme Color. The rest is taken care by Payabbhi keeping in mind your brand identity and customer delight.
Payabbhi allows you to automate your business process by registering webhook endpoints for the follwing events generated throughout payment link lifecycle.
For more information on webhooks please refer to the Webhooks section.